Your Complete Business Support Hub

Funding & Finance

Explore government grants, loans, and blended finance options designed to help your business grow.

Avoid Funding Scams

Be aware of "guaranteed funding" offers requiring upfront fees. Legitimate government applications (SEFA, NEF, IDC) never require payment before assessment. Always verify through official websites.

SEDFA (SEDA + SEFA)
Small Enterprise Development Finance Agency

The merged entity providing both non-financial support (business plans, training) and financial support (loans, grants).

  • • Direct Lending
  • • Wholesale Lending
  • • Credit Guarantees
NEF
National Empowerment Fund

Promotes and facilitates black economic participation through financial and non-financial support.

  • • Project Finance
  • • Acquisition Finance
  • • Expansion Capital
IDC
Industrial Development Corporation

Provides funding for industrial development projects and promotes partnerships across industries.

  • • Large Scale Projects
  • • Manufacturing Focus
  • • Agro-processing

Active Funding Programs

DSBD / SEFA
Township & Rural Entrepreneurship (TREP)

Dedicated support for businesses in townships and rural areas across specific sectors like bakeries, mechanics, and spaza shops.

Equipment & ToolsRaw MaterialsUp to R250,000
SEFA
Small Enterprise Manufacturing Support

Funding for manufacturing enterprises including furniture, textiles, and other sub-sectors to purchase machinery and equipment.

Loan FinanceBlended FinanceEquipment Purchase
DSBD
Business Viability Programme

Assistance for struggling businesses to turn around and become viable again through financial and non-financial support.

Turnaround StrategyFinancial SupportMentorship
DSBD
Cooperative Development Support

Dedicated support for cooperatives across all sectors including formation assistance, governance training, and market access.

Grant FundingTrainingMarket Access

How to Prepare Your Application

Required Documents

  • CIPC Registration Documents
  • Valid Tax Clearance Certificate
  • 6 Months Bank Statements
  • Business Plan & Financial Projections
  • ID Copies of Directors

Success Tips

  • Ensure personal and business finances are separate
  • Maintain a clean credit record
  • Be realistic with financial projections
  • Clearly define how funds will be used